Ayushman Bharat Yojana which is also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY) is a scheme that aims to help economically vulnerable Indians who are in need of healthcare facilities. Prime Minister Modi launched out this health insurance scheme on 23 September, 2018 to cover about 50 crore Indians.
Benefits of Ayushman Bharat Pradhan Mantri Jan Arogya Yojana:
This is a Health Insurance Scheme that provides a coverage of 3 days of hospitalization and 15 days of post hospitalization expenses. Moreover, around 1400 procedures with all related costs like OT expenses are taken care of. All in all this schemes provides coverage of 5 lakh rupees per family, per year, and in this way helps the economically weaker section of India to obtain easy access to healthcare services.
Ayushman Bharat Eligibility
PMJAY Rural: In the Rural Areas, the PMJAY health Cover is available to:
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Those living in the Schedule castes and Schedule Tribe Households
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Families with no male member aged 16 to 59 years
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Beggars and those surviving in the Alms
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Families with no indivisuals aged between 16 & 59 years.
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Families having atleast one physically challenged member
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Landless Households who make a living by working as casual manual labourers
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Primitive tribal communities
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Legally released bonded laborers
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Families living in one room Makeshift houses with no proper walls or roofs
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Manual Scavenger families
PMJAY Urban: Those who can avail the benefits of PMJAY include:
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Washermen/ Chowkidars
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Ragpickers
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Mechanics, electricians, repair workers
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Domestic help
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Sanitation workers, Gardeners, Sweepers
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Home based artisans or handicraft workers tailors
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Cobblers Hawkers & others providing services by working on streets or pavements.
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Plumbers, masons, construction workers, porters, welders, painters & security guards
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Transport workers like drivers, conductors helpers cart or rickshaw pullers
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Assistants, peons in small establishments, delivery boys, shop keepers and waiters
Ayushman Bharat Registration Online 2021
Here is a complete guide on how to apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
Visit the Ayushman Bharat Pradhan mantra Yojana official website:
https://mera.pmjay.gov.in/search/login
Then Log on to the Government website.
On the home page, enter your mobile number.
Just Below that you will see the captcha, enter the captcha in the empty box.
After that click on ‘Generate OTP’.
An OTP number will be sent to your mobile, by which you can go to website and verify.
Note: The main aim of this article is to educate the farming community about the healthcare facilities provided by the government. However, the people from non farming background can also avail benefit of the scheme.