Prime Minister Narendra Modi is set to launch a comprehensive health insurance plan for all senior citizens aged 70 and above, under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). Scheduled for launch on Dhanvantari Jayanti, which coincides with the 9th Ayurveda Day, this scheme expands the government’s flagship health initiative to include more inclusive healthcare for seniors, regardless of income or socioeconomic status.
In a recent social media post, PM Modi announced, “Tomorrow, on Ayurveda Day at around 12:30 PM, important schemes relating to the healthcare sector would either be launched or their foundation stones will be laid. In a historic moment, Ayushman Bharat will be expanded by launching the scheme to provide healthcare to all those above the age of 70.” This initiative provides a major boost to healthcare access for seniors, aiming to alleviate the financial strain associated with aging and chronic health conditions.
Eligible senior citizens will receive health insurance coverage of up to Rs 5 lakh per year for complete medical treatment on a family basis. Each participant will receive a unique Ayushman Bharat card, ensuring easy access to services across empanelled hospitals. Individuals who are already part of the AB PM-JAY can benefit from an additional Rs 5 lakh top-up, while non-members will gain independent coverage under the expanded plan. This approach offers flexibility, allowing those already in public health schemes or with private insurance to choose between their existing plans and AB PM-JAY coverage.
Starting October 29, 2024, seniors will be able to receive free treatment up to Rs 5 lakh annually at any of the thousands of empanelled hospitals across the nation. This crucial expansion not only ensures senior citizens have access to essential medical services but also promises to improve the quality of life and healthcare outcomes for millions in the country.
How to Apply:
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Visit the Official Website: Begin by accessing the AB PM-JAY website for complete information on eligibility and applications.
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Verification: Visit a PMJAY kiosk with an Aadhaar card or ration card to verify eligibility.
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Submit Documents: Present necessary family identification proofs for verification.
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Receive e-Card: Once verified, seniors will receive an e-card with a unique AB-PMJAY ID for easy access to scheme benefits.
This expansion of Ayushman Bharat offers a new level of support for senior citizens, fulfilling a critical need and reflecting the government’s mission to make healthcare accessible for all.
