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Jan Dhan Account Latest Update! Government is Providing Huge Benefit To Account Holders

If you have also opened a Jan Dhan account or are planning to open it, then the Ministry of Finance has given important information about these accounts, find full details inside?

M Kanika
Pradhan Mantri Jan Dhan Yojana
Pradhan Mantri Jan Dhan Yojana

Pm Jan Dhan Yojana: The Central Government provides various special services and benefits through Jan Dhan bank account. If you have this account or are considering opening one then you must know about the important information that the Finance Ministry has recently provided. Let's have a look at it in detail. 

PMJDY: Total Amount of Money Deposited Crossed 1.5 lakh Crores

The total amount of money deposited in Jan Dhan Yojana bank accounts has surpassed Rs 1.5 lakh crore. This program was launched by the government seven and a half years ago. The number of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) has reached 44.23 crores, according to the latest data from the Finance Ministry. More than Rs 1.5 lakh crore has been deposited in these accounts.

PM Modi Announced Commencement of Jan Dhan Yojana

Last year, in August, the initiative, which promotes financial inclusion, finished 7 years of implementation. In his Independence Day address in 2014, Prime Minister Narendra Modi announced the commencement of the Jan Dhan Yojana. 

Know Which Banks Have How Many Accounts

According to data from the Finance Ministry, 349 million Jan Dhan accounts are held by public sector banks, while 8.05 million are held by regional rural banks. Apart from that, 1.28 crore accounts have been established with private sector banks.

31.28 Crore RuPay Cards Have Been Issued

In addition, RuPay cards have been provided to 31.28 crores PMJDY beneficiaries. It's worth noting that the number of RuPay cards issued and used has grown over time. 17.90 crore accounts were opened in the first year of the scheme. The balance or balance in a Jan Dhan account can fluctuate on a daily basis depending on the transactions made by the account holder. The account's 'balance' may also reach 0 at some point. 

24.61 Crore Women Have Jan Dhan Accounts

Last month, the government notified Parliament that the number of accounts with 0 balances or balance in Jan Dhan accounts was at 3.65 crores as of December 8, 2021. This accounts for 8.3% of all Jan Dhan accounts. According to the data, rural and semi-urban bank branches hold 29.54 crore Jan Dhan accounts. Women made up 24.61 crores of the total Jan Dhan account holders as on December 29, 2021. 

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